The path that leads an individual or family to deal with serious financial issues is often unexpected and difficult. In many cases, there has been a job loss, a serious injury, divorce or just a struggle to manage debts as a result of the housing crisis, which has lead to difficult choices for a family, including filing bankruptcy.

The bankruptcy laws exist to assist families with a fresh start to help save their homes from foreclosure, if possible and achieve a manageable debt level in the future. But, the bankruptcy process can be complicated, which is why you need an attorney to assist you to achieve the maximum benefits permitted to debtors. Likewise, the process of a short sale of a home is often a lengthy and frustrating journey, where the assistance of an experienced attorney to protect your interests is necessary. The negotiation of a debt with a creditor can be equally as frustrating, where the assistance of an attorney can be beneficial.

We have the experience and tools necessary to provide advice to our clients who are struggling to make ends meet. The Kumor & Hipple attorneys are ready to analyze your situation to help you better understand the options available to resolve your financial difficulties. Then, the client makes the choice for whether and how to proceed.

If the choice is bankruptcy, we have significant experience handling both Chapter 7 and Chapter 13 bankruptcy cases in Cook, Kane, DuPage and McHenry counties. We have also successfully represented our clients in numerous short sales, for those situations where filing bankruptcy is not an optimal solution.